Oops! Sorry!!

This site doesn't support Internet Explorer. Please use a modern browser like Chrome, Firefox or Edge.

Our Mission

To provide convenient, efficient and creative financing solutions that enable our vendors and customers to meet their financing needs.

National Commercial Capital, Inc. (NCC) is an independently owned specialty finance company serving the entire United States

Vendors and dealers, click the links below to open and print documents that will help you get your business rolling:

Leasing Opens Up a World of Opportunity

Closed With A Boost From A Friend

How Simple is This?

90 90 Ramp up Program

0% Percent Program

Spring Break Program

About us

National Commercial Capital, Inc. (NCC) is an independently owned specialty finance company, which was founded in 2002. The business is headquartered in Fairfield, NJ with additional offices in Seattle, WA and Parker, CO.

Our team of skilled professionals is committed to providing the highest level of service to you and your business. We offer a broad spectrum of products and services, which can be customized to meet your specific needs.


Robert Altiero, founder, Managing Director.

Prior to starting NCC, Bob was the Director of Syndication for American Express Business Finance. Although there was some syndication efforts, Bob organized a formal department and generated over $50MM in annual approvals for the organization.

Prior to working at American Express, he was a Vice President for Wasco Funding Corp, NY, NY, which at the time was a wholly owned subsidiary of European American Bank. Bob also worked for Federal Leasing in Roseland, NJ where he was the Managing Director of the Middle Market Group and Bank Leumi Leasing.

Bob has over 20 years of credit and syndication experience. He is a graduate of Seton Hall University, South Orange, NJ where he received his degree in Finance and Fordham University, New York, NY where he received his M.B.A.

He resides in New Jersey with his wife and children.

Kevin Lease, founder, Managing Director.

Prior to starting NCC Kevin was a VP for the National Accounts group at American Express Business Finance. Kevin was responsible for signing national vendor programs.

During his tenure Kevin lead the National Account Group in both Medical and Non-Medical categories. Prior to joining American Express, Kevin was Vice President of Sales and principal of Business Leasing Northwest, Seattle WA.

He was also a Regional Manager for Norwest Financial, Seattle, WA. Kevin has generated over $200MM in leasing volume throughout his career. He is a graduate of Washington State University, Pullman, WA.

He resides in Seattle with his wife.

Leasing Programs.

Typical lease terms range from 12 to 60 months with either a $1 Purchase Option, 10% Purchase Option, or a Fair Market Value Purchase Option. Contact your National Commercial Capital Representative to customize one of the following programs and get rolling today:

$90/90 Program

Make payments of only $90 per month for the first 3 months of the lease agreement followed by regular payments for the remainder of the term. Terms of 1 to 5 years are available.

Summer Vacation

Take a break from monthly payments with our Summer Vacation program! No money down and no monthly payments for the first 3 months of the lease.

1 + 12 Program

Monthly payments equal the equipment cost divided by 12. Customer owns the equipment for one dollar after making a 13th payment.

1 + 18 + 1 Program

Monthly payments equal the equipment cost divided by 18. The customer makes 20 payments and owns the equipment for one dollar.

90-Day Same as Cash Program*

Allows customers 90 days to make a lease or purchase decision. Customer can pay off the balance within 90 days without interest or penalty.

0% Program*

Monthly payment equals the total equipment cost divided by the number of months on the 0% interest term. Terms from 1 through 5 years with all Purchase Options available.

90-Day Deferral Program – Payments are deferred for 90-days before the regular term commences. Terms of 1 to 5 years are available.

1% Step Program – Customer makes payment of only 1% of the total equipment cost for the first 6 months of the lease.

Seasonal Lease – Allows the customer to reduce or eliminate payments in months where cash flow is traditionally slower. For example, outdoor-based businesses may choose to skip payment during winter months while a school district may skip payments during summer months.

Municipal Programs – Allows for special conditions required by municipalities or government institutions.

Prefunding Programs* – Allows the vendor to receive full or partial payment prior to the customer taking delivery of the equipment.

Private Label – Include vendor logo and marketing information on collateral materials and lease documents. Vendor packet information is available upon request.

Online Programs – Link to a custom site to submit, document, and track lease activity online.

Rental Program – A non-cancelable agreement without a stated purchase option, allowing lessee to determine balance sheet treatment.

Software Only – Ability to finance 100% software transactions including training, maintenance, warranty and support.

Custom Programs – If you don’t see a leasing program that fits your unique needs, please contact us to determine how we can customize and design a program that is best for you.

* Requires dealer/manufacturer participation

Our service guarantees:

Fast credit decisions
Aggressive credit alternatives
Creative structuring
Simple documentation
Consistent follow up
Industry expertise

We're growing fast - thanks to people just like you.

At National Commercial Capital, Inc we are always ready to help. Whether you need account assistance, product or program information or answers to financial questions we are here for you. Please don’t hesitate to contact us at the following:


165 Passaic Avenue Suite 303Fairfield, NJ 07004Phone: (973) 276-9222


2400 NW 80th Street Suite 321Seattle, WA 98107Phone: (866) 501-0111Fax: (973) 276-9223

4.9 star reviews from over 3,000 clients

Now is the time for you to get things done right!

Free Contact

Fill out our contact form and we will be able to have someone provide a free estimate.


Have one of our qualified sales professionals customize a finance program unique to your corporate strategy.


Almost anything needed to grow your business can be financed on a $1 purchase option lease (software, computers, machinery, fixtures, telecom, etc.)

Contact Us

Our promise to you.

Contact any of our offices above directly or fill out the contact form below to request specific information.

Get a free estimate

All estimates are free and flexible according to your schedule. Please fill the form.

© 2021 https://nationalcommercialcapital.com/

Designed by Cyber Innovation